December 3, 2024

Medical savings and very low out of pocket costs

Samaritan Ministries is a Christian Health Share Ministry where its members take care of each other’s medical expenses. It’s a simple program and it works very well. I have been a member for several years and don’t plan on returning to expensive insurance plans. Our family has submitted medical bills in the tens of thousands of dollars and virtually every penny has been covered. The monthly cost for our whole family is currently $495 a month. Compared to what we were paying (almost $15,000 per year) that’s a savings of 60% every year (not including the savings on deductible costs)!

Tell them Jim Klukow recommended them

The video below is an explanation of what Samaritan Ministries is and how it works. If you choose to join (no cost to join) please let them know that I recommended them to you through my website. They offer me a modest reimbursement for anyone referred through this website and who end up joining. I wouldn’t recommend them if I didn’t personally use them and think they are an excellent alternative to expensive premiums and high deductibles. Oh, did I tell you Samaritan Ministries deductible is only $300? I know its hard to believe it’s so low. It has worked for our family of eight for years.

E-mail me or call SM if you have questions

If you have any questions e-mail me at Jimklukow@gmail.com or call them directly at 1 (877) 393-0653. They are easy to reach, even for claims, and they will pray for you over the phone.

Membership exempts you from the Affordable Care Act

And another benefit is that with Samaritan Ministries you are exempt from the Affordable Care Act’s requirements and penalties.

Samaritan Ministries members are exempt from the federal health care law’s (Affordable Care Act, U.S. Public Law 111-148) requirement that you have health insurance or pay a penalty-tax (see 26 United States Code Section 5000A, (d), (2), (B)).

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